you bring up an interesting question, as I understood it CRA's have to notify you if THEY deleted and then THEY reinserted. But are they responsible for sending the same 5 day letter if the CA deleted and then the CA reinserted?
How can I possibly know any of that information when I'm disputing the validity of the account? I'm not EVEN sure that this account is mine and it seems to me like you're ready to manuafacture one for me so I will ask you one last time to either validate the debt or delete it from my credit reports.
There is a universal id theft affidavit at the FTC site, it doesn't require notarization and the CA can't require it.
altho i have to admit i disputed something with them back on friday last week, the inqs showed up on a tri-merge report i bought yesterday.
Out of the 15 or so ITS letters I have sent in the last year, this is the first one that didn't give in and I believe I have the most violations on this one. I have been sick for 3 days with a cold, and yesterday was not the day for some idiot lawyer to send me a threatening, condescending letter.
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